Real Estate Investor,
Anderson, SC
Unique Real Estate had an apartment property listed for one client and found a buyer that was a commercial broker. The buyer engaged Unique Financial Solutions to source the loan for the acquisition of the property. Funding was quickly sourced from a local bank with strong connections with our founder David Miller. After the closing the buyer began a long term relationship with Unique Financial Solutions and David. Over the past five years this client has sourced all his commercial real estate loans through the company amounting to approximately $9 million in financing.
Real-Estate Buyer,
Greenville, SC
In working with the acquisition of a discounted commercial property most banks will not finance the property that they are selling. Unique Financial Solutions works hand in hand with Unique Real Estate to help prospective buyers find the financing they need to make the deal work. With our help a commercial real estate buyer was qualified to borrow $750,000 on the purchase of a retail / office development that was brought to them by Unique Real Estate. The amazing part of this story is that the borrowers were initially turned down but we were able to accomplish this loan approval with the same bank that turned them down by presenting the loan request in a different way and knowing exactly who to talk with at the bank.
Developer,
Spartanburg, SC
A local builder / developer that is great at construction needed help obtaining financing for a town-home development. Unique Financial Solutions was able to source funding for the land development and spec home construction. This developer also contracted with Unique Real Estate to market all of the town-homes on a pre-sale basis. Through our bank connections we were able to get a bank to offer 100% financing and pay the buyers closing cost to help with the pre-sales of the town-homes. The town-home buyers will also be offered insurance as an additional service. This is a perfict example of how 3 of our 4 key services were used by one client to not only fund their development project (Unique Financial Solutions) but also see the town-homes through a successful sales phase (Unique Real Estate) and offer insurance to the home buyers (Unique Insurance)
Income Property Investor,
Spartanburg, SC
An income property investor owed $340,000 and his property was in need of repairs in order to attract tenants. The cash flow was not enough to pay the debt service and the property was in the foreclosure process. Through our real estate company, Unique Real Estate we were able to list his property for sale, find a buyer and negotiate a short sale agreement with his mortgage holder. This short sale agreement allowed the buyer to purchase the property for $150,000 and the bank agreed not seek a deficiency judgment for their loss of $190,000. This sale helped the client by getting the property sold before the foreclosure and eliminating the personal liability of a deficiency judgment! We also provided insurance to the new owner on the property that was purchased.
Computer Servicing Company
Greenville, SC
A local CPA referred a client to Unique Financial Solutions for refinancing and cash out on his operating company’s commercial building. After the initial consultation with the business owner it became clear that the best way to achieve his objectives was structure a sale leaseback transaction. The property had been listed by a large national brokerage company for over a year with no buyers being presented. After customizing a marketing strategy with the client Unique Real Estate was able to market and sale the property to a cash buyer within 60 days. The client stayed in the building as a tenant and can purchase the building back at the same price he sold it for after three years. This was a win win transaction for everyone involved and it got the business owner the cash he needed to grow his company.
Investor
Spartanburg, SC
A client of Unique Real Estate had sold a business and wanted to invest in a value add multifamily property. After several months and looking at various properties this investor asked if there was a development investment opportunity that he could partner with. Timing was perfect because our Founder had just contracted to purchase a property in downtown Greenville. Approvals were obtained to develop the property into a condominium community and another investor ultimately purchased the project giving a substantial profit to the partnership.
Investor
Charlotte, NC
A seasoned commercial real estate broker referred a potential buyer for a 37-acre tract of land he had listed for sale because he knew that it was going to take a development team to put two projects together and purchase the property. This broker knew David very well and knew he could combine the services he offers to make this project happen. David assembled the development team, completed the due diligence, planning and approval process needed to develop a 250-unit apartment project and a 53 lot subdivision. Unique Real Estate represented the buyer on the purchase, Unique Financial Solutions represented the development team in procuring the construction loans and Unique Development put the team together to develop the property. Ultimately Unique Insurance will also provide coverage on the finished project. This is a perfect example of a client centered relationship that found the ease of ALL the services offered under the the Unique Companies brand.
Pizza Franchise,
Greenville, SC
Within one week of a business's insurance policy maturing we received a referral from an associate that a large pizza franchise owner needed help lowering their insurance costs for property / casualty and workers compensation. According to the franchise reports their overall insurance costs were higher than similar owners. They had been with the same insurance agent for years and never talked with another company. They chose to work with us and through our independent insurance affiliate we were able to shop quotes from multiple companies and reduce their insurance costs by 50%. This saved the company over $50,000 per year!
Car Dealership,
Spartanburg, SC
We were able to reduce a business owner's insurance cost by 20% through our insurance affiliate by searching the market for a better price through a different company that specializes in dealership policies. The owner of the company subsequently moved all of his personal insurance and another dealership for even more savings!
A long term client of Unique Financial Solutions had financed numerous commercial properties and valued the customer centered focus of the company. He decided to obtain property insurance quotes on his entire portfolio and through the insurance affiliations at Unique Insurance we were able to lower his cost and move the business.